Promotion And Financial Management Should Be Focused On &Nbsp.
Financial stories
Promotion, Conduct financial pactions Both hands
Mr. Lu has served in an enterprise in the city. After several years of hard work, he is now a deputy manager of a company, with an annual salary of about 80 thousand yuan.
Mr. Lu contacted reporters by telephone. "Because of the relationship between University Majors, I have a certain understanding of the financial market.
In the past year, the stock market was sluggish and the fund market was not optimistic, so I chose to invest in gold.
Invested 30 thousand yuan, and finally made a net profit of 5000 yuan.
Mr. Lu also sent an account of his 2011 financial account by e-mail: 2076 yuan for telephone, 9765 yuan for meals, 12076 yuan for pportation, 8450 yuan for communication expenses, 8287 yuan for daily supplies and 3980 yuan for other unforeseen expenses.
"Aside from the 30 thousand yuan investment in gold before, I have 10 thousand yuan in demand deposits in the bank to cope with the daily contingencies.
In 2012, my dream of financial management was to strive for promotion in the workplace. The annual salary was 100 thousand yuan, the expenditure control was less than 50 thousand yuan, and the remaining 50 thousand yuan was invested. The specific investment project would like to ask the financial planner to give me some suggestions.
Mr. Lu said.
Financial advisor advice
Conduct financial pactions The most important thing is for yourself.
In view of Mr. Lu's financial situation in 2011, his financial structure is relatively reasonable and has a keen market sense of smell.
Gold, as a natural currency, is a good choice at the present stage, whether it is to choose to store or invest.
In addition, Mr. Lu has the habit of preparing family emergency funds, which is a good guarantee for coping with the risks of family life.
But in the new year, if Mr. Lu wants more money to invest, he will first save some money from his daily expenses.
"According to Mr. Lu's basic situation, he belongs to a steady type investor. He expects the annual yield to be around 10%, and the maximum deficit he can afford is around 5%.
Therefore, in 2012, Mr. Lu would like to invest if he wanted to invest.
investment projects
On the basis of this, we should use the idle funds that do not affect family expenses, and choose stock funds properly, but not over one time. We need to do our best.
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